Side-by-side · Q2 2026 data
American Heritage Bank vs Gateway First Bank
Metric by metric
| Measure | American Heritage Bank | Gateway First Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 54 |
| Capital cushion | 46 | 91 (stronger) |
| Loan quality | 93 (stronger) | 0 |
| Earnings | 58 | 73 (stronger) |
| Funding & liquidity | 84 (stronger) | 47 |
| Problem-loan coverage | 98 (stronger) | 49 |
| Peer percentile | 63rd | 12th |
| Total assets | $1.5B | $2.1B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 9.57% | 14.14% (stronger) |
| Problem loans | 0.21% (stronger) | 4.36% |
| Net charge-offs | 0.11% | 0.02% (stronger) |
| Return on assets | 0.95% | 1.33% (stronger) |
| Loans ÷ deposits | 42.8% (stronger) | 123.4% |
| Uninsured deposits | 30.0% | 17.9% (stronger) |
| Offices | 18 | 8 |
| CFPB complaints (3 yrs) | — | 83 |
| Complaints per $1B deposits | — | 64.5 |
| Mortgage denial rate (HMDA) | — | 5.3% |
American Heritage Bank has the higher TellerScore (71 vs 54). On the 7 directional measures above (where higher or lower is clearly better), American Heritage Bank leads on 3 and Gateway First Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.