Side-by-side · Q2 2026 data
American Interstate Bank vs Gallup Federal Credit Union
Metric by metric
| Measure | American Interstate Bank | Gallup Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 55 (stronger) | 50 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 75th |
| Total assets | $132.0M | $16.4M |
| Deposits / shares | $105.3M | $13.3M |
| Capital ratio | 20.06% (stronger) | 18.06% |
| Problem loans | 0.00% (stronger) | 0.05% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 3.61% (stronger) | 0.96% |
| Loans ÷ deposits | 68.6% (stronger) | 111.1% |
| Uninsured deposits | 48.2% | 9.7% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Interstate Bank has the higher TellerScore (93 vs 84). On the 6 directional measures above (where higher or lower is clearly better), American Interstate Bank leads on 5 and Gallup Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.