Side-by-side · Q2 2026 data
American Interstate Bank vs Neighborhood Community Federal Credit Union
Credit union
Neighborhood Community Federal Credit Union
Omaha, Nebraska · Under $100 million in assets
Metric by metric
| Measure | American Interstate Bank | Neighborhood Community Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 92 |
| Capital cushion | 100 (stronger) | 92 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 92nd |
| Total assets | $132.0M | $31.0M |
| Deposits / shares | $105.3M | $26.5M |
| Capital ratio | 20.06% (stronger) | 14.16% |
| Problem loans | 0.00% (stronger) | 0.17% |
| Net charge-offs | 0.00% (stronger) | 0.90% |
| Return on assets | 3.61% (stronger) | 1.52% |
| Loans ÷ deposits | 68.6% | 20.6% (stronger) |
| Uninsured deposits | 48.2% | 1.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Interstate Bank has the higher TellerScore (93 vs 92). On the 7 directional measures above (where higher or lower is clearly better), American Interstate Bank leads on 5 and Neighborhood Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.