TellerScore

Neighborhood Community Federal Credit Union (NCUA charter #24396) is based in Omaha, Nebraska. Its Q2 2026 call report shows $31.0M in total assets and $26.5M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Neighborhood Community Federal Credit Union scores 92/100, which we describe as very strong. That is higher than 92% of 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 4th. Its strongest component is funding & liquidity (100/100; 21% loans-to-deposits, 1% uninsured), and its lowest is earnings (81/100; 1.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion92/100
Net worth ratio: 14.16%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.17%
Earnings81/100
Return on assets (annualized): 1.52%
Funding & liquidity100/100
Loans ÷ shares: 20.6% · 1.2% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.21%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (83 → 92), mostly because the earnings component improved by 16 points.

TellerScore
768492Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202476
Q3 202479
Q4 202478
Q1 202578
Q2 202583
Q3 202588
Q4 202588
Q1 202688
Q2 202692
Net worth ratio
7.00%10.58%14.16%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.42%
Q3 202411.90%
Q4 202412.30%
Q1 202512.29%
Q2 202512.78%
Q3 202513.17%
Q4 202513.55%
Q1 202613.58%
Q2 202614.16%
Delinquent loans (60+ days)
0.00%0.33%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.05%
Q4 20240.47%
Q1 20250.65%
Q2 20250.46%
Q3 20250.11%
Q4 20250.20%
Q1 20260.46%
Q2 20260.17%
Return on assets
0.39%0.96%1.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.39%
Q3 20240.65%
Q4 20240.72%
Q1 20250.99%
Q2 20251.13%
Q3 20251.25%
Q4 20251.29%
Q1 20261.52%
Q2 20261.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$31.0M14.16%0.17%1.52%20.6%
Q1 202688$31.4M13.58%0.46%1.52%19.7%
Q4 202588$30.6M13.55%0.20%1.29%21.0%
Q3 202588$30.7M13.17%0.11%1.25%21.2%
Q2 202583$30.7M12.78%0.46%1.13%22.2%
Q1 202578$31.2M12.29%0.65%0.99%21.3%
Q4 202478$30.5M12.30%0.47%0.72%22.9%
Q3 202479$31.0M11.90%0.05%0.65%23.1%
Q2 202476$31.5M11.42%0.00%0.39%22.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.16%
49th
Problem loans0.17%
75th
Net charge-offs0.90%
15th
Return on assets1.52%
85th
Loans to deposits20.6%
95th
Uninsured deposits1.2%
52nd
Loan-loss reserves0.00%
37th
Texas ratio0.2%
81st

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
U.P. Connection Federal Credit UnionCredit union Omaha, NE75 out of 100, Strong$34.3M12.3%0.00%vs
Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE98 out of 100, Very strong$34.8M25.2%0.00%vs
Midwest Liberty Federal Credit UnionCredit union McCook, NE46 out of 100, Below average$25.2M10.5%2.24%vs
Nebraska State Employees Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$36.8M14.0%0.11%vs
Union Pacific Streamliner Federal Credit UnionCredit union Omaha, NE54 out of 100, Below average$20.6M9.3%0.55%vs
Chadron Federal Credit UnionCredit union Chadron, NE69 out of 100, Moderate$20.5M12.9%1.43%vs

Deposit insurance

Is my money safe at Neighborhood Community Federal Credit Union?

Yes. Neighborhood Community Federal Credit Union is a federally insured credit union (NCUA charter #24396). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.2% of shares and deposits ($320K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.16%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Neighborhood Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Neighborhood Community Federal Credit Union
Type
Federal credit union
NCUA charter #
24396
RSSD ID
758299
Primary regulator
NCUA
Established
1982
Headquarters
4848 S 120th St, Omaha, NE 68137
Employees
7

Quick answers

Neighborhood Community Federal Credit Union: common questions

Is Neighborhood Community Federal Credit Union NCUA insured?

Yes. Neighborhood Community Federal Credit Union is a federally insured credit union (NCUA charter #24396). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Neighborhood Community Federal Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Neighborhood Community Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Omaha

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE98 out of 100, Very strong$34.8M25.2%0.00%vs
North Western Employees Credit UnionCredit union Council Bluffs, IA94 out of 100, Very strong$10.4M21.4%0.00%vs
American Interstate BankBank Elkhorn, NE93 out of 100, Very strong$132.0M20.1%0.00%vs
Omaha Firefighters Credit UnionCredit union Omaha, NE92 out of 100, Very strong$76.0M17.5%0.04%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs
Omaha Federal Credit UnionCredit union Omaha, NE88 out of 100, Very strong$118.0M15.3%1.05%vs