Side-by-side · Q2 2026 data
American Interstate Bank vs Roberts Dairy Employees Federal Credit Union
Credit union
Roberts Dairy Employees Federal Credit Union
Omaha, Nebraska · Under $100 million in assets
Metric by metric
| Measure | American Interstate Bank | Roberts Dairy Employees Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 71 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 55 (stronger) | 53 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 42nd |
| Total assets | $132.0M | $3.7M |
| Deposits / shares | $105.3M | $2.1M |
| Capital ratio | 20.06% | 43.72% (stronger) |
| Problem loans | 0.00% (stronger) | 0.17% |
| Net charge-offs | 0.00% (stronger) | 2.32% |
| Return on assets | 3.61% (stronger) | -2.65% |
| Loans ÷ deposits | 68.6% (stronger) | 107.0% |
| Uninsured deposits | 48.2% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Interstate Bank has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), American Interstate Bank leads on 5 and Roberts Dairy Employees Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.