TellerScore

Headquartered in Omaha, Nebraska, Roberts Dairy Employees Federal Credit Union is a federal credit union with $3.7M in total assets and $2.1M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1937.

Roberts Dairy Employees Federal Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 42% of its 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 25th. Capital cushion contributes the most (100/100, 43.72%); earnings contributes the least (0/100, -2.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 43.72%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.17%
Earnings0/100
Return on assets (annualized): -2.65%
Funding & liquidity53/100
Loans ÷ shares: 107.0% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (66 → 71), mostly because the loan quality component improved by 18 points.

TellerScore
606773Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202473
Q3 202468
Q4 202460
Q1 202565
Q2 202566
Q3 202562
Q4 202563
Q1 202669
Q2 202671
Net worth ratio
7.00%26.16%45.31%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202444.63%
Q3 202444.37%
Q4 202445.31%
Q1 202544.86%
Q2 202544.98%
Q3 202544.87%
Q4 202544.88%
Q1 202644.00%
Q2 202643.72%
Delinquent loans (60+ days)
0.17%0.82%1.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.07%
Q3 20241.38%
Q4 20241.46%
Q1 20250.88%
Q2 20250.71%
Q3 20251.20%
Q4 20251.20%
Q1 20260.54%
Q2 20260.17%
Return on assets
-4.18%-1.72%0.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.74%
Q3 20240.48%
Q4 2024-0.72%
Q1 2025-1.39%
Q2 2025-2.38%
Q3 2025-1.45%
Q4 2025-0.96%
Q1 2026-4.18%
Q2 2026-2.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$3.7M43.72%0.17%-2.65%107.0%
Q1 202669$3.7M44.00%0.54%-4.18%101.0%
Q4 202563$3.7M44.88%1.20%-0.96%108.6%
Q3 202562$3.7M44.87%1.20%-1.45%116.4%
Q2 202566$3.8M44.98%0.71%-2.38%120.1%
Q1 202565$3.8M44.86%0.88%-1.39%122.1%
Q4 202460$3.8M45.31%1.46%-0.72%130.3%
Q3 202468$3.9M44.37%1.38%0.48%134.5%
Q2 202473$3.9M44.63%1.07%0.74%144.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio43.72%
98th
Problem loans0.17%
75th
Net charge-offs2.32%
5th
Return on assets-2.65%
3rd
Loans to deposits107.0%
2nd
Uninsured deposits0.0%
81st
Loan-loss reserves1.64%
88th
Texas ratio0.2%
81st

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Nebraska Rural Community Federal Credit UnionCredit union Morrill, NE34 out of 100, Low$3.7M10.0%4.28%vs
Local 265 Ibew Federal Credit UnionCredit union Lincoln, NE54 out of 100, Below average$4.9M9.1%1.76%vs
Pioneer Community Federal Credit UnionCredit union Palisade, NE77 out of 100, Strong$5.1M16.0%1.25%vs
Eddyville CooperativeCredit union Eddyville, NE90 out of 100, Very strong$2.2M18.3%0.00%vs
Sugar Valley Federal Credit UnionCredit union Scottsbluff, NE50 out of 100, Below average$6.2M23.4%5.67%vs
Meadow Grove Federal Credit UnionCredit union Meadow Grove, NE76 out of 100, Strong$6.3M15.4%2.10%vs

Deposit insurance

Is my money safe at Roberts Dairy Employees Federal Credit Union?

Yes. Roberts Dairy Employees Federal Credit Union is a federally insured credit union (NCUA charter #2414). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 43.72%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Roberts Dairy Employees Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Roberts Dairy Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
2414
RSSD ID
738778
Primary regulator
NCUA
Established
1937
Headquarters
P.O. Box 0366, Omaha, NE 68101
Employees
2

Quick answers

Roberts Dairy Employees Federal Credit Union: common questions

Is Roberts Dairy Employees Federal Credit Union NCUA insured?

Yes. Roberts Dairy Employees Federal Credit Union is a federally insured credit union (NCUA charter #2414). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Roberts Dairy Employees Federal Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Roberts Dairy Employees Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Omaha

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE98 out of 100, Very strong$34.8M25.2%0.00%vs
North Western Employees Credit UnionCredit union Council Bluffs, IA94 out of 100, Very strong$10.4M21.4%0.00%vs
American Interstate BankBank Elkhorn, NE93 out of 100, Very strong$132.0M20.1%0.00%vs
Neighborhood Community Federal Credit UnionCredit union Omaha, NE92 out of 100, Very strong$31.0M14.2%0.17%vs
Omaha Firefighters Credit UnionCredit union Omaha, NE92 out of 100, Very strong$76.0M17.5%0.04%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs