Side-by-side · Q2 2026 data
American Plus Bank, N.A. vs First City Credit Union
Metric by metric
| Measure | American Plus Bank, N.A. | First City Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 99 (stronger) | 81 |
| Earnings | 92 (stronger) | 38 |
| Funding & liquidity | 34 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 92nd | 74th |
| Total assets | $935.0M | $948.5M |
| Deposits / shares | $748.0M | $816.2M |
| Capital ratio | 16.46% (stronger) | 13.52% |
| Problem loans | 0.04% (stronger) | 0.58% |
| Net charge-offs | 0.00% (stronger) | 0.65% |
| Return on assets | 1.81% (stronger) | 0.44% |
| Loans ÷ deposits | 105.9% | 57.0% (stronger) |
| Uninsured deposits | 33.5% | 11.5% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Plus Bank, N.A. has the higher TellerScore (88 vs 78). On the 7 directional measures above (where higher or lower is clearly better), American Plus Bank, N.A. leads on 5 and First City Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.