Side-by-side · Q2 2026 data
American Savings Bank, National Association vs Hawaii Federal Credit Union
Metric by metric
| Measure | American Savings Bank, National Association | Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 89 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 94 (stronger) | 92 |
| Earnings | 69 | 70 (stronger) |
| Funding & liquidity | 76 | 79 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 63rd | 94th |
| Total assets | $9.0B | $104.0M |
| Deposits / shares | $8.2B | $86.5M |
| Capital ratio | 9.10% | 15.15% (stronger) |
| Problem loans | 0.19% (stronger) | 0.23% |
| Net charge-offs | 0.01% (stronger) | 0.83% |
| Return on assets | 1.24% | 1.25% (stronger) |
| Loans ÷ deposits | 75.1% (stronger) | 81.6% |
| Uninsured deposits | 23.3% | 12.8% (stronger) |
| Offices | 35 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.1% | — |
Hawaii Federal Credit Union has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), American Savings Bank, National Association leads on 3 and Hawaii Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.