Side-by-side · Q2 2026 data
America'S Christian Credit Union vs Usc Credit Union
Credit union
America'S Christian Credit Union
Glendora, California · $100 million – $1 billion
Metric by metric
| Measure | America'S Christian Credit Union | Usc Credit Union |
|---|---|---|
| TellerScore | 58 | 61 (stronger) |
| Capital cushion | 39 | 53 (stronger) |
| Loan quality | 81 (stronger) | 76 |
| Earnings | 39 | 39 |
| Funding & liquidity | 60 | 66 (stronger) |
| Problem-loan coverage | 90 (stronger) | 88 |
| Peer percentile | 16th | 24th |
| Total assets | $819.8M | $741.1M |
| Deposits / shares | $729.1M | $638.3M |
| Capital ratio | 8.89% | 10.28% (stronger) |
| Problem loans | 0.58% (stronger) | 0.73% |
| Net charge-offs | 0.38% (stronger) | 0.52% |
| Return on assets | 0.47% | 0.48% (stronger) |
| Loans ÷ deposits | 88.7% (stronger) | 94.4% |
| Uninsured deposits | 25.7% | 8.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
Usc Credit Union has the higher TellerScore (61 vs 58). On the 7 directional measures above (where higher or lower is clearly better), America'S Christian Credit Union leads on 3 and Usc Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.