TellerScore

Headquartered in Glendora, California, America'S Christian Credit Union is a federally insured state-chartered credit union with $819.8M in total assets and $729.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1973.

Based on its Q2 2026 filing, America'S Christian Credit Union scores 58/100, which we describe as moderate. That is higher than only 16% of 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 189th. Its strongest component is problem-loan coverage (90/100; 5.2%), and its lowest is earnings (39/100; 0.47%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Net worth ratio: 8.89%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.58%
Earnings39/100
Return on assets (annualized): 0.47%
Funding & liquidity60/100
Loans ÷ shares: 88.7% · 25.7% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.24%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (65 → 58), mostly because the earnings component weakened by 21 points.

TellerScore
515966Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202466
Q4 202462
Q1 202561
Q2 202565
Q3 202564
Q4 202551
Q1 202654
Q2 202658
Net worth ratio
7.00%8.46%9.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.57%
Q3 20249.93%
Q4 20249.41%
Q1 20259.61%
Q2 20259.77%
Q3 20259.51%
Q4 20259.31%
Q1 20269.08%
Q2 20268.89%
Delinquent loans (60+ days)
0.17%0.88%1.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.22%
Q3 20240.17%
Q4 20240.29%
Q1 20250.32%
Q2 20250.37%
Q3 20250.42%
Q4 20251.60%
Q1 20261.00%
Q2 20260.58%
Return on assets
0.36%0.68%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.36%
Q3 20240.61%
Q4 20240.50%
Q1 20250.37%
Q2 20251.01%
Q3 20250.83%
Q4 20250.74%
Q1 20260.53%
Q2 20260.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$819.8M8.89%0.58%0.47%88.7%
Q1 202654$818.4M9.08%1.00%0.53%86.4%
Q4 202551$801.7M9.31%1.60%0.74%85.8%
Q3 202564$770.4M9.51%0.42%0.83%87.0%
Q2 202565$734.9M9.77%0.37%1.01%92.3%
Q1 202561$714.3M9.61%0.32%0.37%90.2%
Q4 202462$688.8M9.41%0.29%0.50%91.0%
Q3 202466$647.9M9.93%0.17%0.61%91.7%
Q2 202464$654.5M9.57%0.22%0.36%81.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.89%
12th
Problem loans0.58%
58th
Net charge-offs0.38%
47th
Return on assets0.47%
28th
Loans to deposits88.7%
20th
Uninsured deposits25.7%
1st
Loan-loss reserves0.00%
50th
Texas ratio5.2%
37th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
1st Northern California Credit UnionCredit union Martinez, CA79 out of 100, Strong$829.0M11.8%0.03%vs
Sacramento Credit UnionCredit union Sacramento, CA96 out of 100, Very strong$858.3M15.1%0.09%vs
Foothill Federal Credit UnionCredit union Arcadia, CA73 out of 100, Strong$778.6M12.3%0.22%vs
Skyone Federal Credit UnionCredit union Hawthorne, CA47 out of 100, Below average$863.3M7.7%1.25%vs
Oceanair Federal Credit UnionCredit union Oxnard, CA49 out of 100, Below average$882.5M7.4%0.48%vs
The First Financial Federal Credit UnionCredit union Pasadena, CA56 out of 100, Moderate$748.3M7.0%0.66%vs

Deposit insurance

Is my money safe at America'S Christian Credit Union?

Yes. America'S Christian Credit Union is a federally insured credit union (NCUA charter #68062). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 25.7% of shares and deposits ($187.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.89%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

America'S Christian Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
America'S Christian Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68062
RSSD ID
773386
Primary regulator
State + NCUA
Established
1973
Headquarters
PO Box 5100, Glendora, CA 91740
Employees
101

Quick answers

America'S Christian Credit Union: common questions

Is America'S Christian Credit Union NCUA insured?

Yes. America'S Christian Credit Union is a federally insured credit union (NCUA charter #68062). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is America'S Christian Credit Union's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does America'S Christian Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Glendora

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
American Plus Bank, N.A.Bank Arcadia, CA88 out of 100, Very strong$935.0M16.5%0.04%vs
Certified Federal Credit UnionCredit union El Monte, CA88 out of 100, Very strong$925.3M20.7%0.37%vs
L. A. Electrical Workers Credit Un. Credit UnionCredit union Pasadena, CA88 out of 100, Very strong$54.8M19.8%0.08%vs