Side-by-side · Q2 2026 data
America's Community Bank vs K.U.M.C. Credit Union
Metric by metric
| Measure | America's Community Bank | K.U.M.C. Credit Union |
|---|---|---|
| TellerScore | 57 | 95 (stronger) |
| Capital cushion | 37 | 88 (stronger) |
| Loan quality | 56 | 99 (stronger) |
| Earnings | 84 | 93 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 16th | 96th |
| Total assets | $64.1M | $31.4M |
| Deposits / shares | $49.5M | $26.9M |
| Capital ratio | 8.69% | 13.81% (stronger) |
| Problem loans | 1.32% | 0.04% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.17% |
| Return on assets | 1.60% | 1.84% (stronger) |
| Loans ÷ deposits | 112.4% | 36.6% (stronger) |
| Uninsured deposits | 10.2% (stronger) | 11.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
K.U.M.C. Credit Union has the higher TellerScore (95 vs 57). On the 7 directional measures above (where higher or lower is clearly better), America's Community Bank leads on 2 and K.U.M.C. Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.