Side-by-side · Q2 2026 data
America'S Credit Union, a vs Our Community Credit Union
Metric by metric
| Measure | America'S Credit Union, a | Our Community Credit Union |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 60 | 77 (stronger) |
| Loan quality | 89 (stronger) | 84 |
| Earnings | 43 | 66 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 45th | 82nd |
| Total assets | $709.5M | $638.3M |
| Deposits / shares | $575.8M | $551.8M |
| Capital ratio | 11.03% | 12.67% (stronger) |
| Problem loans | 0.32% (stronger) | 0.48% |
| Net charge-offs | 0.33% (stronger) | 0.70% |
| Return on assets | 0.57% | 1.16% (stronger) |
| Loans ÷ deposits | 99.0% | 40.7% (stronger) |
| Uninsured deposits | 8.3% | 6.0% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
Our Community Credit Union has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), America'S Credit Union, a leads on 2 and Our Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.