Side-by-side · Q2 2026 data
America'S Credit Union, a vs Qualstar Credit Union
Metric by metric
| Measure | America'S Credit Union, a | Qualstar Credit Union |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 89 (stronger) | 53 |
| Earnings | 43 | 76 (stronger) |
| Funding & liquidity | 61 | 87 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 45th | 78th |
| Total assets | $709.5M | $939.3M |
| Deposits / shares | $575.8M | $774.6M |
| Capital ratio | 11.03% | 15.99% (stronger) |
| Problem loans | 0.32% (stronger) | 1.41% |
| Net charge-offs | 0.33% (stronger) | 1.48% |
| Return on assets | 0.57% | 1.40% (stronger) |
| Loans ÷ deposits | 99.0% | 73.2% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 8.5% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 24.1% |
Qualstar Credit Union has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), America'S Credit Union, a leads on 3 and Qualstar Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.