Side-by-side · Q2 2026 data
America'S Credit Union, a vs Solarity Credit Union
Metric by metric
| Measure | America'S Credit Union, a | Solarity Credit Union |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 89 (stronger) | 85 |
| Earnings | 43 (stronger) | 20 |
| Funding & liquidity | 61 (stronger) | 51 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 45th | 60th |
| Total assets | $709.5M | $803.5M |
| Deposits / shares | $575.8M | $618.8M |
| Capital ratio | 11.03% | 17.60% (stronger) |
| Problem loans | 0.32% (stronger) | 0.44% |
| Net charge-offs | 0.33% (stronger) | 0.80% |
| Return on assets | 0.57% (stronger) | 0.00% |
| Loans ÷ deposits | 99.0% (stronger) | 109.2% |
| Uninsured deposits | 8.3% | 5.7% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 38.1% |
Solarity Credit Union has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), America'S Credit Union, a leads on 4 and Solarity Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.