Side-by-side · Q2 2026 data
America'S First Federal Credit Union vs Listerhill Credit Union
Credit union
America'S First Federal Credit Union
Birmingham, Alabama · $1 billion – $10 billion
Metric by metric
| Measure | America'S First Federal Credit Union | Listerhill Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 73 (stronger) | 61 |
| Loan quality | 74 | 79 (stronger) |
| Earnings | 70 (stronger) | 50 |
| Funding & liquidity | 69 | 77 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 72nd | 54th |
| Total assets | $2.8B | $1.5B |
| Deposits / shares | $2.4B | $1.3B |
| Capital ratio | 12.25% (stronger) | 11.06% |
| Problem loans | 0.77% | 0.62% (stronger) |
| Net charge-offs | 0.51% | 0.32% (stronger) |
| Return on assets | 1.24% (stronger) | 0.75% |
| Loans ÷ deposits | 90.9% | 83.3% (stronger) |
| Uninsured deposits | 5.3% (stronger) | 7.7% |
| Offices | 17 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.5% |
America'S First Federal Credit Union has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), America'S First Federal Credit Union leads on 4 and Listerhill Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.