Side-by-side · Q2 2026 data
Ameris Bank vs Delta Community Credit Union
Metric by metric
| Measure | Ameris Bank | Delta Community Credit Union |
|---|---|---|
| TellerScore | 67 | 81 (stronger) |
| Capital cushion | 64 | 76 (stronger) |
| Loan quality | 81 | 93 (stronger) |
| Earnings | 69 (stronger) | 67 |
| Funding & liquidity | 28 | 77 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 63rd | 89th |
| Total assets | $28.4B | $9.1B |
| Deposits / shares | $22.7B | $8.0B |
| Capital ratio | 11.41% | 12.58% (stronger) |
| Problem loans | 0.57% | 0.22% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.30% |
| Return on assets | 1.23% (stronger) | 1.17% |
| Loans ÷ deposits | 98.3% | 83.7% (stronger) |
| Uninsured deposits | 45.6% | 7.1% (stronger) |
| Offices | 164 | 23 |
| CFPB complaints (3 yrs) | 272 | — |
| Complaints per $1B deposits | 12.0 | — |
| Mortgage denial rate (HMDA) | 10.5% | 33.7% |
Delta Community Credit Union has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ameris Bank leads on 2 and Delta Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.