Side-by-side · Q2 2026 data
Ameris Bank vs Mead Coated Board Federal Credit Union
Credit union
Mead Coated Board Federal Credit Union
Eufaula, Alabama · Under $100 million in assets
Metric by metric
| Measure | Ameris Bank | Mead Coated Board Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 62 |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 81 (stronger) | 0 |
| Earnings | 69 (stronger) | 41 |
| Funding & liquidity | 28 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 63rd | 24th |
| Total assets | $28.4B | $40.3M |
| Deposits / shares | $22.7B | $31.1M |
| Capital ratio | 11.41% | 22.98% (stronger) |
| Problem loans | 0.57% (stronger) | 6.71% |
| Net charge-offs | 0.20% (stronger) | 0.92% |
| Return on assets | 1.23% (stronger) | 0.53% |
| Loans ÷ deposits | 98.3% | 31.6% (stronger) |
| Uninsured deposits | 45.6% | 1.5% (stronger) |
| Offices | 164 | 2 |
| CFPB complaints (3 yrs) | 271 | — |
| Complaints per $1B deposits | 11.9 | — |
| Mortgage denial rate (HMDA) | 10.5% | — |
Ameris Bank has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Ameris Bank leads on 4 and Mead Coated Board Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.