Side-by-side · Q2 2026 data
AMG National Trust Bank vs Affidian Federal Credit Union
Metric by metric
| Measure | AMG National Trust Bank | Affidian Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 72 |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 63 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 98th | 87th |
| Total assets | $722.9M | $360.1M |
| Deposits / shares | $591.6M | $290.1M |
| Capital ratio | 15.37% | 18.85% (stronger) |
| Problem loans | 0.04% (stronger) | 0.85% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 2.42% (stronger) | 1.45% |
| Loans ÷ deposits | 46.1% (stronger) | 82.3% |
| Uninsured deposits | 48.7% | 12.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
AMG National Trust Bank has the higher TellerScore (94 vs 85). On the 7 directional measures above (where higher or lower is clearly better), AMG National Trust Bank leads on 5 and Affidian Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.