Side-by-side · Q2 2026 data
Amoco Federal Credit Union vs First Service Credit Union
Metric by metric
| Measure | Amoco Federal Credit Union | First Service Credit Union |
|---|---|---|
| TellerScore | 55 | 64 (stronger) |
| Capital cushion | 42 | 59 (stronger) |
| Loan quality | 69 | 79 (stronger) |
| Earnings | 34 | 39 (stronger) |
| Funding & liquidity | 67 | 67 |
| Problem-loan coverage | 79 | 88 (stronger) |
| Peer percentile | 13th | 36th |
| Total assets | $1.5B | $1.5B |
| Deposits / shares | $1.3B | $1.3B |
| Capital ratio | 9.20% | 10.94% (stronger) |
| Problem loans | 0.93% | 0.62% (stronger) |
| Net charge-offs | 0.72% (stronger) | 0.84% |
| Return on assets | 0.36% | 0.49% (stronger) |
| Loans ÷ deposits | 93.2% (stronger) | 93.2% |
| Uninsured deposits | 10.0% (stronger) | 11.7% |
| Offices | 3 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.1% |
First Service Credit Union has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Amoco Federal Credit Union leads on 3 and First Service Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.