Side-by-side · Q2 2026 data
Anderson County Federal Credit Union vs Dallas U.P. Employees Credit Union
Credit union
Anderson County Federal Credit Union
Palestine, Texas · Under $100 million in assets
Metric by metric
| Measure | Anderson County Federal Credit Union | Dallas U.P. Employees Credit Union |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 23 | 49 (stronger) |
| Earnings | 89 (stronger) | 88 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 59th | 68th |
| Total assets | $27.3M | $27.2M |
| Deposits / shares | $22.6M | $20.5M |
| Capital ratio | 17.24% | 24.32% (stronger) |
| Problem loans | 2.32% | 1.54% (stronger) |
| Net charge-offs | 0.20% | 0.04% (stronger) |
| Return on assets | 1.73% (stronger) | 1.69% |
| Loans ÷ deposits | 40.2% (stronger) | 82.2% |
| Uninsured deposits | 10.5% | 2.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dallas U.P. Employees Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Anderson County Federal Credit Union leads on 2 and Dallas U.P. Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.