Dallas U.P. Employees Credit Union is a federally insured state-chartered credit union headquartered in Dallas, Texas, in business for about 73 years. At the end of Q2 2026 it reported $27.2M in total assets and $20.5M in member shares and deposits, with 1 office.
Dallas U.P. Employees Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 112th. Capital cushion contributes the most (100/100, 24.32%); loan quality contributes the least (49/100, 1.54%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (89 → 81), mostly because the loan quality component weakened by 40 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 83 |
| Q4 2024 | 86 |
| Q1 2025 | 84 |
| Q2 2025 | 89 |
| Q3 2025 | 82 |
| Q4 2025 | 85 |
| Q1 2026 | 89 |
| Q2 2026 | 81 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 23.32% |
| Q3 2024 | 23.56% |
| Q4 2024 | 23.13% |
| Q1 2025 | 23.10% |
| Q2 2025 | 23.32% |
| Q3 2025 | 23.21% |
| Q4 2025 | 23.86% |
| Q1 2026 | 24.23% |
| Q2 2026 | 24.32% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.41% |
| Q3 2024 | 0.83% |
| Q4 2024 | 0.42% |
| Q1 2025 | 0.52% |
| Q2 2025 | 0.32% |
| Q3 2025 | 1.15% |
| Q4 2025 | 0.73% |
| Q1 2026 | 0.85% |
| Q2 2026 | 1.54% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.16% |
| Q3 2024 | 1.37% |
| Q4 2024 | 1.17% |
| Q1 2025 | 1.03% |
| Q2 2025 | 1.41% |
| Q3 2025 | 1.48% |
| Q4 2025 | 1.44% |
| Q1 2026 | 2.24% |
| Q2 2026 | 1.69% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $27.2M | 24.32% | 1.54% | 1.69% | 82.2% |
| Q1 2026 | 89 | $26.9M | 24.23% | 0.85% | 2.24% | 85.6% |
| Q4 2025 | 85 | $26.7M | 23.86% | 0.73% | 1.44% | 88.2% |
| Q3 2025 | 82 | $27.1M | 23.21% | 1.15% | 1.48% | 83.9% |
| Q2 2025 | 89 | $26.5M | 23.32% | 0.32% | 1.41% | 84.8% |
| Q1 2025 | 84 | $26.2M | 23.10% | 0.52% | 1.03% | 85.0% |
| Q4 2024 | 86 | $25.9M | 23.13% | 0.42% | 1.17% | 86.1% |
| Q3 2024 | 83 | $25.2M | 23.56% | 0.83% | 1.37% | 89.0% |
| Q2 2024 | 85 | $25.0M | 23.32% | 0.41% | 1.16% | 89.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Anderson County Federal Credit UnionCredit union Palestine, TX | 78 out of 100, Strong | $27.3M | 17.2% | 2.32% | vs |
| Yantis Federal Credit UnionCredit union Yantis, TX | 82 out of 100, Strong | $26.8M | 13.4% | 0.01% | vs |
| Texhillco School Employees Federal Credit UnionCredit union Kerrville, TX | 58 out of 100, Moderate | $26.7M | 9.9% | 0.61% | vs |
| Union Fidelity Federal Credit UnionCredit union Houston, TX | 75 out of 100, Strong | $28.2M | 19.7% | 1.21% | vs |
| Rocket Federal Credit UnionCredit union McGregor, TX | 40 out of 100, Below average | $28.3M | 9.9% | 2.40% | vs |
| Tyler City Employees Credit UnionCredit union Tyler, TX | 73 out of 100, Strong | $28.4M | 16.0% | 1.04% | vs |
Deposit insurance
Is my money safe at Dallas U.P. Employees Credit Union?
Yes. Dallas U.P. Employees Credit Union is a federally insured credit union (NCUA charter #67547). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.2% of shares and deposits ($459K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 24.32%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Dallas U.P. Employees Credit Union lists 1 office in 1 city. Most locations:
- Dallas, TX (1)
Identity & history
Profile
- Legal name
- Dallas U.P. Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67547
- RSSD ID
- 810393
- Primary regulator
- State + NCUA
- Established
- 1953
- Headquarters
- PO Box 41025, Dallas, TX 75241
- Employees
- 4
Quick answers
Dallas U.P. Employees Credit Union: common questions
Is Dallas U.P. Employees Credit Union NCUA insured?
Yes. Dallas U.P. Employees Credit Union is a federally insured credit union (NCUA charter #67547). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Dallas U.P. Employees Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Dallas U.P. Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Dallas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ellis County Teachers and Employees Federal Credit UnionCredit union Waxahachie, TX | 97 out of 100, Very strong | $18.5M | 20.1% | 0.00% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Metro Medical Credit UnionCredit union Dallas, TX | 91 out of 100, Very strong | $82.7M | 17.9% | 0.66% | vs |
| Seagoville Federal Credit UnionCredit union Seagoville, TX | 89 out of 100, Very strong | $15.8M | 21.6% | 0.21% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |