Side-by-side · Q2 2026 data
Andover State Bank vs Carson Bank
Metric by metric
| Measure | Andover State Bank | Carson Bank |
|---|---|---|
| TellerScore | 59 | 70 (stronger) |
| Capital cushion | 40 (stronger) | 33 |
| Loan quality | 78 | 99 (stronger) |
| Earnings | 63 | 73 (stronger) |
| Funding & liquidity | 60 | 71 (stronger) |
| Problem-loan coverage | 63 | 99 (stronger) |
| Peer percentile | 17th | 43rd |
| Total assets | $232.2M | $219.9M |
| Deposits / shares | $208.2M | $201.6M |
| Capital ratio | 8.95% (stronger) | 8.28% |
| Problem loans | 0.67% | 0.02% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.07% | 1.33% (stronger) |
| Loans ÷ deposits | 90.0% | 69.0% (stronger) |
| Uninsured deposits | 24.4% (stronger) | 33.4% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 7.5% |
Carson Bank has the higher TellerScore (70 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Andover State Bank leads on 2 and Carson Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.