Side-by-side · Q2 2026 data
Andover State Bank vs Vintage Bank Kansas
Metric by metric
| Measure | Andover State Bank | Vintage Bank Kansas |
|---|---|---|
| TellerScore | 59 | 78 (stronger) |
| Capital cushion | 40 | 66 (stronger) |
| Loan quality | 78 | 82 (stronger) |
| Earnings | 63 | 88 (stronger) |
| Funding & liquidity | 60 | 74 (stronger) |
| Problem-loan coverage | 63 | 93 (stronger) |
| Peer percentile | 17th | 72nd |
| Total assets | $232.2M | $288.6M |
| Deposits / shares | $208.2M | $231.4M |
| Capital ratio | 8.95% | 11.56% (stronger) |
| Problem loans | 0.67% | 0.53% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.07% | 1.70% (stronger) |
| Loans ÷ deposits | 90.0% | 77.4% (stronger) |
| Uninsured deposits | 24.4% | 22.8% (stronger) |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 10.7% |
Vintage Bank Kansas has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Andover State Bank leads on 1 and Vintage Bank Kansas on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.