Side-by-side · Q2 2026 data
Andrews Federal Credit Union vs Educational Systems Federal Credit Union
Credit union
Educational Systems Federal Credit Union
Greenbelt, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Andrews Federal Credit Union | Educational Systems Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 69 (stronger) |
| Capital cushion | 56 | 58 (stronger) |
| Loan quality | 50 | 83 (stronger) |
| Earnings | 36 | 55 (stronger) |
| Funding & liquidity | 58 | 72 (stronger) |
| Problem-loan coverage | 77 | 93 (stronger) |
| Peer percentile | 10th | 54th |
| Total assets | $2.7B | $1.4B |
| Deposits / shares | $2.0B | $1.2B |
| Capital ratio | 10.62% | 10.79% (stronger) |
| Problem loans | 1.51% | 0.52% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.35% |
| Return on assets | 0.41% | 0.89% (stronger) |
| Loans ÷ deposits | 102.3% | 88.0% (stronger) |
| Uninsured deposits | 10.4% | 4.6% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
Educational Systems Federal Credit Union has the higher TellerScore (69 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Andrews Federal Credit Union leads on 1 and Educational Systems Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.