Side-by-side · Q2 2026 data
Andrews Federal Credit Union vs Point Breeze Credit Union
Metric by metric
| Measure | Andrews Federal Credit Union | Point Breeze Credit Union |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 56 | 90 (stronger) |
| Loan quality | 50 | 89 (stronger) |
| Earnings | 36 | 37 (stronger) |
| Funding & liquidity | 58 | 80 (stronger) |
| Problem-loan coverage | 77 | 97 (stronger) |
| Peer percentile | 10th | 84th |
| Total assets | $2.7B | $1.1B |
| Deposits / shares | $2.0B | $914.1M |
| Capital ratio | 10.62% | 14.02% (stronger) |
| Problem loans | 1.51% | 0.32% (stronger) |
| Net charge-offs | 0.33% | 0.18% (stronger) |
| Return on assets | 0.41% | 0.42% (stronger) |
| Loans ÷ deposits | 102.3% | 79.8% (stronger) |
| Uninsured deposits | 10.4% | 5.2% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | 7.6% |
Point Breeze Credit Union has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Andrews Federal Credit Union leads on 0 and Point Breeze Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.