Side-by-side · Q2 2026 data
Anna State Bank vs St. Augustine Credit Union
Metric by metric
| Measure | Anna State Bank | St. Augustine Credit Union |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 75 | 94 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 50 (stronger) | 45 |
| Funding & liquidity | 92 (stronger) | 72 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 80th | 72nd |
| Total assets | $111.6M | $1.5M |
| Deposits / shares | $97.1M | $1.3M |
| Capital ratio | 12.54% | 14.42% (stronger) |
| Problem loans | 0.02% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.75% (stronger) | 0.63% |
| Loans ÷ deposits | 44.6% (stronger) | 88.3% |
| Uninsured deposits | 22.3% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Augustine Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Anna State Bank leads on 2 and St. Augustine Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.