Side-by-side · Q2 2026 data
Apex Bank vs Foundation Bank
Metric by metric
| Measure | Apex Bank | Foundation Bank |
|---|---|---|
| TellerScore | 66 | 75 (stronger) |
| Capital cushion | 95 | 97 (stronger) |
| Loan quality | 17 | 20 (stronger) |
| Earnings | 100 (stronger) | 95 |
| Funding & liquidity | 43 | 92 (stronger) |
| Problem-loan coverage | 70 | 82 (stronger) |
| Peer percentile | 40th | 61st |
| Total assets | $1.5B | $217.9M |
| Deposits / shares | $1.1B | $183.2M |
| Capital ratio | 14.46% | 14.72% (stronger) |
| Problem loans | 2.49% | 2.39% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.29% |
| Return on assets | 2.19% (stronger) | 1.89% |
| Loans ÷ deposits | 104.6% | 64.3% (stronger) |
| Uninsured deposits | 26.1% | 18.0% (stronger) |
| Offices | 21 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.3% | 21.1% |
Foundation Bank has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Apex Bank leads on 2 and Foundation Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.