Side-by-side · Q2 2026 data
Apex Bank vs Lakeside Credit Union
Credit union
Lakeside Credit Union
New Johnsonvill, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Apex Bank | Lakeside Credit Union |
|---|---|---|
| TellerScore | 66 | 89 (stronger) |
| Capital cushion | 95 | 100 (stronger) |
| Loan quality | 17 | 81 (stronger) |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 43 | 100 (stronger) |
| Problem-loan coverage | 70 | 94 (stronger) |
| Peer percentile | 40th | 87th |
| Total assets | $1.5B | $44.7M |
| Deposits / shares | $1.1B | $37.0M |
| Capital ratio | 14.46% | 16.92% (stronger) |
| Problem loans | 2.49% | 0.56% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.42% |
| Return on assets | 2.19% (stronger) | 1.29% |
| Loans ÷ deposits | 104.6% | 58.3% (stronger) |
| Uninsured deposits | 26.1% | 8.5% (stronger) |
| Offices | 21 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.3% | — |
Lakeside Credit Union has the higher TellerScore (89 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Apex Bank leads on 2 and Lakeside Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.