Side-by-side · Q2 2026 data
Apollo Trust Company vs MCS Bank
Metric by metric
| Measure | Apollo Trust Company | MCS Bank |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 60 | 67 (stronger) |
| Loan quality | 90 (stronger) | 88 |
| Earnings | 66 (stronger) | 55 |
| Funding & liquidity | 50 | 67 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 47th | 53rd |
| Total assets | $209.4M | $224.7M |
| Deposits / shares | $150.1M | $196.1M |
| Capital ratio | 11.05% | 11.69% (stronger) |
| Problem loans | 0.29% (stronger) | 0.36% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.15% (stronger) | 0.87% |
| Loans ÷ deposits | 121.4% | 93.7% (stronger) |
| Uninsured deposits | 8.1% (stronger) | 9.3% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
MCS Bank has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Apollo Trust Company leads on 4 and MCS Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.