TellerScore

Apollo Trust Company (FDIC certificate #6051) is based in Apollo, Pennsylvania. Its Q2 2026 call report shows $209.4M in total assets and $150.1M in deposits and 6 offices.

Based on its Q2 2026 filing, Apollo Trust Company scores 71/100, which we describe as strong. That is higher than only 47% of 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 41st. Its strongest component is problem-loan coverage (95/100; 2.3%), and its lowest is funding & liquidity (50/100; 121% loans-to-deposits, 8% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Tier 1 leverage ratio: 11.05%
Loan quality90/100
Noncurrent loans ÷ total loans: 0.29%
Earnings66/100
Return on assets (annualized): 1.15%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 121.4% · 8.1% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.26%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 71).

TellerScore
687072Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202468
Q4 202470
Q1 202571
Q2 202570
Q3 202572
Q4 202572
Q1 202670
Q2 202671
Tier 1 leverage ratio
5.00%8.02%11.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.45%
Q3 202410.46%
Q4 202410.68%
Q1 202510.72%
Q2 202510.64%
Q3 202510.75%
Q4 202510.72%
Q1 202610.85%
Q2 202611.05%
Noncurrent loans
0.03%0.17%0.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.10%
Q3 20240.21%
Q4 20240.12%
Q1 20250.03%
Q2 20250.07%
Q3 20250.03%
Q4 20250.03%
Q1 20260.32%
Q2 20260.29%
Return on assets
0.83%0.99%1.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.83%
Q3 20240.84%
Q4 20241.01%
Q1 20250.92%
Q2 20250.95%
Q3 20251.01%
Q4 20251.02%
Q1 20261.10%
Q2 20261.15%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$209.4M11.05%0.29%1.15%121.4%
Q1 202670$210.5M10.85%0.32%1.10%123.7%
Q4 202572$208.2M10.72%0.03%1.02%128.0%
Q3 202572$209.9M10.75%0.03%1.01%121.9%
Q2 202570$206.8M10.64%0.07%0.95%121.3%
Q1 202571$205.1M10.72%0.03%0.92%121.4%
Q4 202470$202.3M10.68%0.12%1.01%120.6%
Q3 202468$201.8M10.46%0.21%0.84%115.0%
Q2 202468$201.0M10.45%0.10%0.83%114.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.05%
52nd
Total risk-based capital19.16%
84th
Problem loans0.29%
58th
Net charge-offs0.00%
52nd
Return on assets1.15%
44th
Net interest margin4.45%
78th
Efficiency ratio69.6%
31st
Loans to deposits121.4%
1st
Uninsured deposits8.1%
96th
Loan-loss reserves0.82%
12th
Texas ratio2.3%
55th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
SEI Private Trust CompanyBank Oaks, PA93 out of 100, Very strong$208.5M80.4%0.00%vs
Iron Workers Savings BankBank Aston, PA64 out of 100, Moderate$217.5M9.1%0.00%vs
The National Bank of MalvernBank Malvern, PA93 out of 100, Very strong$224.0M16.5%0.10%vs
MCS BankBank Milroy, PA73 out of 100, Strong$224.7M11.7%0.36%vs
The Haverford Trust CompanyBank Radnor, PA90 out of 100, Very strong$191.0M22.5%0.00%vs
Slovenian Savings and Loan Association of Franklin-ConemaughBank Conemaugh, PA62 out of 100, Moderate$180.8M9.9%0.63%vs

Deposit insurance

Is my money safe at Apollo Trust Company?

Yes. Apollo Trust Company is an FDIC-insured institution (FDIC certificate #6051). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 8.1% of deposits ($12.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.05%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.16% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Apollo Trust Company lists 4 offices in 3 cities. Most locations:

  • Apollo, PA (2)
  • Leechburg, PA (1)
  • North Apollo, PA (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Apollo Trust Company reported 88 home-loan applications under HMDA (LEI 5493006J2ROMTD5Q0731): 76 originated ($16,560,000 total), 6 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Apollo Trust Company
Type
State-chartered bank (Fed member)
FDIC certificate #
6051
RSSD ID
368522
Primary regulator
FED
Holding company
Apollo Bcorp Inc
Established
May 27, 1871
Headquarters
201 N Warren Ave, Apollo, PA 15613
Employees
39

Quick answers

Apollo Trust Company: common questions

Is Apollo Trust Company FDIC insured?

Yes. Apollo Trust Company is an FDIC-insured institution (FDIC certificate #6051). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Apollo Trust Company's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Apollo Trust Company ever failed?

There is no failure record for FDIC certificate #6051 in the FDIC failed bank list.

How many branches does Apollo Trust Company have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Apollo

InstitutionScoreAssetsCapitalProblem loansCompare
Penn-Trafford School Emp. Federal Credit UnionCredit union Trafford, PA99 out of 100, Very strong$5.3M21.2%0.00%vs
VA Pittsburgh Employees Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$26.8M17.6%0.15%vs
Westmoreland Water Federal Credit UnionCredit union Greensburg, PA97 out of 100, Very strong$23.5M18.9%0.12%vs
Moonlight Federal Credit UnionCredit union Worthington, PA94 out of 100, Very strong$53.6M17.9%0.06%vs
Firstenergy Choice Federal Credit UnionCredit union Greensburg, PA93 out of 100, Very strong$51.6M21.3%0.19%vs
Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs