Side-by-side · Q2 2026 data
Apollo Trust Company vs UNB Bank
Metric by metric
| Measure | Apollo Trust Company | UNB Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 60 (stronger) | 43 |
| Loan quality | 90 | 96 (stronger) |
| Earnings | 66 (stronger) | 25 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 47th | 34th |
| Total assets | $209.4M | $167.3M |
| Deposits / shares | $150.1M | $156.4M |
| Capital ratio | 11.05% (stronger) | 9.33% |
| Problem loans | 0.29% | 0.12% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.15% (stronger) | 0.14% |
| Loans ÷ deposits | 121.4% | 57.2% (stronger) |
| Uninsured deposits | 8.1% (stronger) | 9.8% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 9.8% |
Apollo Trust Company has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Apollo Trust Company leads on 5 and UNB Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.