Side-by-side · Q2 2026 data
Arapahoe Credit Union vs Horizons North Credit Union
Metric by metric
| Measure | Arapahoe Credit Union | Horizons North Credit Union |
|---|---|---|
| TellerScore | 49 | 67 (stronger) |
| Capital cushion | 20 | 33 (stronger) |
| Loan quality | 59 | 98 (stronger) |
| Earnings | 33 | 49 (stronger) |
| Funding & liquidity | 95 (stronger) | 87 |
| Problem-loan coverage | 74 | 99 (stronger) |
| Peer percentile | 5th | 41st |
| Total assets | $154.0M | $136.2M |
| Deposits / shares | $143.1M | $125.1M |
| Capital ratio | 7.02% | 8.31% (stronger) |
| Problem loans | 1.22% | 0.05% (stronger) |
| Net charge-offs | 1.47% | -0.01% (stronger) |
| Return on assets | 0.33% | 0.73% (stronger) |
| Loans ÷ deposits | 65.1% (stronger) | 73.2% |
| Uninsured deposits | 4.3% (stronger) | 6.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizons North Credit Union has the higher TellerScore (67 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Arapahoe Credit Union leads on 2 and Horizons North Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.