TellerScore

Side-by-side · Q2 2026 data

Arbor Financial Credit Union vs Team One Credit Union

Credit union

Arbor Financial Credit Union

Kalamazoo, Michigan · $100 million – $1 billion

55of 100
Moderate

Credit union

Team One Credit Union

Saginaw, Michigan · $100 million – $1 billion

66of 100
Moderate

Metric by metric

MeasureArbor Financial Credit UnionTeam One Credit Union
TellerScore5566 (stronger)
Capital cushion56 (stronger)49
Loan quality4079 (stronger)
Earnings53 (stronger)51
Funding & liquidity7185 (stronger)
Problem-loan coverage7490 (stronger)
Peer percentile12th37th
Total assets$899.0M$765.9M
Deposits / shares$770.6M$680.5M
Capital ratio10.62% (stronger)9.88%
Problem loans1.81%0.64% (stronger)
Net charge-offs0.19% (stronger)0.39%
Return on assets0.83% (stronger)0.78%
Loans ÷ deposits88.9%75.5% (stronger)
Uninsured deposits7.5% (stronger)7.8%
Offices59
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)6.5%9.9%

Team One Credit Union has the higher TellerScore (66 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Arbor Financial Credit Union leads on 4 and Team One Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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