Side-by-side · Q2 2026 data
Arcadia Credit Union vs Premier Financial Credit Union
Metric by metric
| Measure | Arcadia Credit Union | Premier Financial Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 79 | 86 (stronger) |
| Loan quality | 85 (stronger) | 68 |
| Earnings | 71 (stronger) | 64 |
| Funding & liquidity | 70 | 89 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 76th | 74th |
| Total assets | $144.2M | $132.4M |
| Deposits / shares | $123.7M | $112.8M |
| Capital ratio | 12.89% | 13.55% (stronger) |
| Problem loans | 0.46% (stronger) | 0.95% |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 1.27% (stronger) | 1.09% |
| Loans ÷ deposits | 90.1% | 71.1% (stronger) |
| Uninsured deposits | 3.8% | 1.7% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Arcadia Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Arcadia Credit Union leads on 4 and Premier Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.