Side-by-side · Q2 2026 data
Arcadia Credit Union vs Tomah Area Credit Union
Metric by metric
| Measure | Arcadia Credit Union | Tomah Area Credit Union |
|---|---|---|
| TellerScore | 79 | 83 (stronger) |
| Capital cushion | 79 (stronger) | 74 |
| Loan quality | 85 (stronger) | 84 |
| Earnings | 71 | 75 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 76th | 83rd |
| Total assets | $144.2M | $125.9M |
| Deposits / shares | $123.7M | $108.4M |
| Capital ratio | 12.89% (stronger) | 12.45% |
| Problem loans | 0.46% (stronger) | 0.49% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.27% | 1.36% (stronger) |
| Loans ÷ deposits | 90.1% | 55.8% (stronger) |
| Uninsured deposits | 3.8% (stronger) | 6.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tomah Area Credit Union has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Arcadia Credit Union leads on 3 and Tomah Area Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.