Side-by-side · Q2 2026 data
Arizona Central Credit Union vs First Credit Union
Metric by metric
| Measure | Arizona Central Credit Union | First Credit Union |
|---|---|---|
| TellerScore | 54 | 61 (stronger) |
| Capital cushion | 38 | 44 (stronger) |
| Loan quality | 68 | 82 (stronger) |
| Earnings | 40 (stronger) | 30 |
| Funding & liquidity | 66 | 85 (stronger) |
| Problem-loan coverage | 80 | 90 (stronger) |
| Peer percentile | 10th | 24th |
| Total assets | $733.4M | $811.6M |
| Deposits / shares | $648.0M | $689.0M |
| Capital ratio | 8.79% | 9.37% (stronger) |
| Problem loans | 0.97% | 0.53% (stronger) |
| Net charge-offs | 0.54% (stronger) | 1.24% |
| Return on assets | 0.51% (stronger) | 0.24% |
| Loans ÷ deposits | 94.5% | 75.1% (stronger) |
| Uninsured deposits | 7.3% | 5.9% (stronger) |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.0% |
First Credit Union has the higher TellerScore (61 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Arizona Central Credit Union leads on 2 and First Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.