The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 61).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Arizona

Yes. First Credit Union is a federally insured credit union (NCUA charter #68444). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.9% of shares and deposits ($41.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.37%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

First Credit Union lists 10 offices in 7 cities. Most locations:

• Chandler, AZ (4)
• Glendale, AZ (1)
• Goodyear, AZ (1)
• Phoenix, AZ (1)
• Queen Creek, AZ (1)
• Tempe, AZ (1)
• Tucson, AZ (1)

All branch addresses and map

In 2025, First Credit Union reported 100 home-loan applications under HMDA (LEI 54930082CRK7E43ZJ680): 70 originated ($16,180,000 total), 16 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68444

RSSD ID

911571

Primary regulator

State + NCUA

Established

1935

Headquarters

25 S Arizona Pl Ste 111, Chandler, AZ 85225

Employees

149