Side-by-side · Q2 2026 data
Arkansas Health Center Federal Credit Union vs Electric Cooperatives
Credit union
Arkansas Health Center Federal Credit Union
Benton, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Arkansas Health Center Federal Credit Union | Electric Cooperatives |
|---|---|---|
| TellerScore | 91 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 87 | 97 (stronger) |
| Earnings | 79 (stronger) | 77 |
| Funding & liquidity | 93 | 94 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 90th | 95th |
| Total assets | $9.8M | $18.6M |
| Deposits / shares | $8.1M | $15.8M |
| Capital ratio | 16.95% (stronger) | 15.16% |
| Problem loans | 0.38% | 0.08% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.47% (stronger) | 1.43% |
| Loans ÷ deposits | 67.0% | 66.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electric Cooperatives has the higher TellerScore (94 vs 91). On the 7 directional measures above (where higher or lower is clearly better), Arkansas Health Center Federal Credit Union leads on 4 and Electric Cooperatives on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.