Side-by-side · Q2 2026 data
Arkansas Health Center Federal Credit Union vs Natural State Federal Credit Union
Credit union
Arkansas Health Center Federal Credit Union
Benton, Arkansas · Under $100 million in assets
Credit union
Natural State Federal Credit Union
Searcy, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Arkansas Health Center Federal Credit Union | Natural State Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 79 (stronger) | 62 |
| Funding & liquidity | 93 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 90th | 80th |
| Total assets | $9.8M | $8.8M |
| Deposits / shares | $8.1M | $7.1M |
| Capital ratio | 16.95% | 17.40% (stronger) |
| Problem loans | 0.38% | 0.36% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.47% (stronger) | 1.04% |
| Loans ÷ deposits | 67.0% (stronger) | 82.3% |
| Uninsured deposits | 0.0% (stronger) | 0.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arkansas Health Center Federal Credit Union has the higher TellerScore (91 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Arkansas Health Center Federal Credit Union leads on 4 and Natural State Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.