Side-by-side · Q2 2026 data
Armstrong County Building and Loan Association vs Moonlight Federal Credit Union
Bank
Armstrong County Building and Loan Association
Ford City, Pennsylvania · Under $100 million in assets
Credit union
Moonlight Federal Credit Union
Worthington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Armstrong County Building and Loan Association | Moonlight Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 94 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 64 | 98 (stronger) |
| Earnings | 31 | 91 (stronger) |
| Funding & liquidity | 81 (stronger) | 74 |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 28th | 95th |
| Total assets | $95.1M | $53.6M |
| Deposits / shares | $82.7M | $44.1M |
| Capital ratio | 12.50% | 17.94% (stronger) |
| Problem loans | 1.09% | 0.06% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.07% |
| Return on assets | 0.27% | 1.78% (stronger) |
| Loans ÷ deposits | 79.4% (stronger) | 86.5% |
| Uninsured deposits | 5.1% | 0.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Moonlight Federal Credit Union has the higher TellerScore (94 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Armstrong County Building and Loan Association leads on 2 and Moonlight Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.