Side-by-side · Q2 2026 data
Aroostook County Federal Savings and Loan Association vs Norstate Federal Credit Union
Bank
Aroostook County Federal Savings and Loan Association
Caribou, Maine · $100 million – $1 billion
Metric by metric
| Measure | Aroostook County Federal Savings and Loan Association | Norstate Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 58 |
| Capital cushion | 54 | 66 (stronger) |
| Loan quality | 87 (stronger) | 42 |
| Earnings | 54 (stronger) | 40 |
| Funding & liquidity | 70 | 81 (stronger) |
| Problem-loan coverage | 90 (stronger) | 76 |
| Peer percentile | 37th | 16th |
| Total assets | $214.0M | $280.0M |
| Deposits / shares | $185.0M | $244.5M |
| Capital ratio | 10.39% | 11.59% (stronger) |
| Problem loans | 0.39% (stronger) | 1.74% |
| Net charge-offs | -0.01% (stronger) | 0.15% |
| Return on assets | 0.85% (stronger) | 0.50% |
| Loans ÷ deposits | 88.7% | 79.2% (stronger) |
| Uninsured deposits | 16.9% | 14.6% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Aroostook County Federal Savings and Loan Association has the higher TellerScore (68 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Aroostook County Federal Savings and Loan Association leads on 4 and Norstate Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.