Side-by-side · Q2 2026 data
Arrow Bank National Association vs Trailnorth Federal Credit Union
Credit union
Trailnorth Federal Credit Union
Ticonderoga, New York · $100 million – $1 billion
Metric by metric
| Measure | Arrow Bank National Association | Trailnorth Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 43 | 48 (stronger) |
| Loan quality | 92 (stronger) | 72 |
| Earnings | 64 (stronger) | 49 |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 40th | 37th |
| Total assets | $4.5B | $179.6M |
| Deposits / shares | $3.7B | $164.8M |
| Capital ratio | 9.33% | 9.78% (stronger) |
| Problem loans | 0.24% (stronger) | 0.84% |
| Net charge-offs | 0.09% (stronger) | 1.01% |
| Return on assets | 1.11% (stronger) | 0.73% |
| Loans ÷ deposits | 94.1% | 55.5% (stronger) |
| Uninsured deposits | 30.3% | 1.6% (stronger) |
| Offices | 54 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Arrow Bank National Association leads on 3 and Trailnorth Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ticonderoga, NY