Side-by-side · Q2 2026 data
Artesian Federal Credit Union vs Rome Kraft Employees Credit Union
Credit union
Artesian Federal Credit Union
Leesburg, Georgia · Under $100 million in assets
Credit union
Rome Kraft Employees Credit Union
Coosa, Georgia · Under $100 million in assets
Metric by metric
| Measure | Artesian Federal Credit Union | Rome Kraft Employees Credit Union |
|---|---|---|
| TellerScore | 48 | 89 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 48 | 84 (stronger) |
| Earnings | 0 | 95 (stronger) |
| Funding & liquidity | 83 (stronger) | 63 |
| Problem-loan coverage | 76 | 97 (stronger) |
| Peer percentile | 7th | 87th |
| Total assets | $29.1M | $23.0M |
| Deposits / shares | $25.9M | $17.3M |
| Capital ratio | 10.32% | 24.71% (stronger) |
| Problem loans | 1.55% | 0.49% (stronger) |
| Net charge-offs | 0.86% | 0.13% (stronger) |
| Return on assets | -0.95% | 1.88% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 97.4% |
| Uninsured deposits | 6.6% (stronger) | 9.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rome Kraft Employees Credit Union has the higher TellerScore (89 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Artesian Federal Credit Union leads on 2 and Rome Kraft Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.