Side-by-side · Q2 2026 data
Artesian Federal Credit Union vs Savannah Postal Credit Union
Credit union
Artesian Federal Credit Union
Leesburg, Georgia · Under $100 million in assets
Metric by metric
| Measure | Artesian Federal Credit Union | Savannah Postal Credit Union |
|---|---|---|
| TellerScore | 48 | 60 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 48 (stronger) | 0 |
| Earnings | 0 | 43 (stronger) |
| Funding & liquidity | 83 | 99 (stronger) |
| Problem-loan coverage | 76 (stronger) | 61 |
| Peer percentile | 7th | 22nd |
| Total assets | $29.1M | $24.6M |
| Deposits / shares | $25.9M | $20.7M |
| Capital ratio | 10.32% | 15.05% (stronger) |
| Problem loans | 1.55% (stronger) | 5.80% |
| Net charge-offs | 0.86% | 0.84% (stronger) |
| Return on assets | -0.95% | 0.57% (stronger) |
| Loans ÷ deposits | 77.5% | 60.9% (stronger) |
| Uninsured deposits | 6.6% | 6.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savannah Postal Credit Union has the higher TellerScore (60 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Artesian Federal Credit Union leads on 1 and Savannah Postal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.