Side-by-side · Q2 2026 data
Ascentra Credit Union vs Community Choice Credit Union
Metric by metric
| Measure | Ascentra Credit Union | Community Choice Credit Union |
|---|---|---|
| TellerScore | 63 | 79 (stronger) |
| Capital cushion | 52 | 77 (stronger) |
| Loan quality | 75 | 81 (stronger) |
| Earnings | 41 | 81 (stronger) |
| Funding & liquidity | 78 (stronger) | 65 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 29th | 76th |
| Total assets | $596.0M | $922.9M |
| Deposits / shares | $511.6M | $783.5M |
| Capital ratio | 10.16% | 12.74% (stronger) |
| Problem loans | 0.76% | 0.57% (stronger) |
| Net charge-offs | 0.48% | 0.31% (stronger) |
| Return on assets | 0.53% | 1.53% (stronger) |
| Loans ÷ deposits | 81.8% (stronger) | 94.9% |
| Uninsured deposits | 3.5% (stronger) | 4.7% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.5% | — |
Community Choice Credit Union has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Ascentra Credit Union leads on 2 and Community Choice Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.