Side-by-side · Q2 2026 data
Ashland Community Federal Credit Union vs Pillar Credit Union
Credit union
Ashland Community Federal Credit Union
Ashland, Ohio · Under $100 million in assets
Metric by metric
| Measure | Ashland Community Federal Credit Union | Pillar Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 76 |
| Capital cushion | 73 (stronger) | 66 |
| Loan quality | 97 (stronger) | 80 |
| Earnings | 79 (stronger) | 67 |
| Funding & liquidity | 79 | 92 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 75th | 68th |
| Total assets | $23.1M | $134.8M |
| Deposits / shares | $20.2M | $120.4M |
| Capital ratio | 12.29% (stronger) | 11.64% |
| Problem loans | 0.10% (stronger) | 0.60% |
| Net charge-offs | 0.01% (stronger) | 0.22% |
| Return on assets | 1.48% (stronger) | 1.17% |
| Loans ÷ deposits | 81.1% | 67.9% (stronger) |
| Uninsured deposits | 1.7% (stronger) | 5.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ashland Community Federal Credit Union has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Ashland Community Federal Credit Union leads on 6 and Pillar Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.