Side-by-side · Q2 2026 data
Ashland Credit Union vs Members Heritage Credit Union
Metric by metric
| Measure | Ashland Credit Union | Members Heritage Credit Union |
|---|---|---|
| TellerScore | 62 | 71 (stronger) |
| Capital cushion | 73 | 74 (stronger) |
| Loan quality | 57 | 69 (stronger) |
| Earnings | 30 | 47 (stronger) |
| Funding & liquidity | 78 | 87 (stronger) |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 26th | 54th |
| Total assets | $411.8M | $590.8M |
| Deposits / shares | $354.8M | $515.8M |
| Capital ratio | 12.26% | 12.39% (stronger) |
| Problem loans | 1.29% | 0.92% (stronger) |
| Net charge-offs | 0.68% | 0.26% (stronger) |
| Return on assets | 0.26% | 0.68% (stronger) |
| Loans ÷ deposits | 82.0% | 72.9% (stronger) |
| Uninsured deposits | 3.6% (stronger) | 7.0% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 53.2% | 3.5% |
Members Heritage Credit Union has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Ashland Credit Union leads on 1 and Members Heritage Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.