Side-by-side · Q2 2026 data
Ashland Credit Union vs Transcend Credit Union
Metric by metric
| Measure | Ashland Credit Union | Transcend Credit Union |
|---|---|---|
| TellerScore | 62 | 83 (stronger) |
| Capital cushion | 73 | 84 (stronger) |
| Loan quality | 57 | 96 (stronger) |
| Earnings | 30 | 68 (stronger) |
| Funding & liquidity | 78 (stronger) | 69 |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 26th | 83rd |
| Total assets | $411.8M | $588.3M |
| Deposits / shares | $354.8M | $473.2M |
| Capital ratio | 12.26% | 13.37% (stronger) |
| Problem loans | 1.29% | 0.13% (stronger) |
| Net charge-offs | 0.68% | 0.18% (stronger) |
| Return on assets | 0.26% | 1.19% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 91.0% |
| Uninsured deposits | 3.6% (stronger) | 9.8% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 53.2% | — |
Transcend Credit Union has the higher TellerScore (83 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Ashland Credit Union leads on 2 and Transcend Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.