Side-by-side · Q2 2026 data
Asian Pacific National Bank vs First City Credit Union
Metric by metric
| Measure | Asian Pacific National Bank | First City Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 56 (stronger) | 38 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 87th | 74th |
| Total assets | $56.9M | $948.5M |
| Deposits / shares | $45.1M | $816.2M |
| Capital ratio | 20.07% (stronger) | 13.52% |
| Problem loans | 0.00% (stronger) | 0.58% |
| Net charge-offs | 0.00% (stronger) | 0.65% |
| Return on assets | 0.91% (stronger) | 0.44% |
| Loans ÷ deposits | 76.3% | 57.0% (stronger) |
| Uninsured deposits | 8.0% (stronger) | 11.5% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Asian Pacific National Bank has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Asian Pacific National Bank leads on 6 and First City Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.