Side-by-side · Q2 2026 data
Asian Pacific National Bank vs Pacific Alliance Bank
Metric by metric
| Measure | Asian Pacific National Bank | Pacific Alliance Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 56 | 82 (stronger) |
| Funding & liquidity | 84 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 87th | 88th |
| Total assets | $56.9M | $454.4M |
| Deposits / shares | $45.1M | $369.2M |
| Capital ratio | 20.07% (stronger) | 13.37% |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.91% | 1.56% (stronger) |
| Loans ÷ deposits | 76.3% (stronger) | 93.0% |
| Uninsured deposits | 8.0% (stronger) | 19.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Asian Pacific National Bank has the higher TellerScore (89 vs 85). On the 6 directional measures above (where higher or lower is clearly better), Asian Pacific National Bank leads on 5 and Pacific Alliance Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.